@TechReport{CEPII:2013-41,
  author={Kevin E. Beaubrun-Diant and Fabien Tripier},
  title={Search Frictions, Credit Market Liquidity, and Net Interest Margin Cyclicality},
  year=2013,
  month=December,
  institution={CEPII},
  type={Working Papers},
  url={https://www.cepii.fr/CEPII/en/publications/wp/abstract.asp?NoDoc=6282},
  number={2013-41},
  
}