@TechReport{CEPII:1995-01,
  author={Fernando Barran and Virginie Coudert and Benoît Mojon},
  title={Interest Rates, Banking Spreads and Credit Supply: The Real Effects},
  year=1995,
  month=March,
  institution={CEPII},
  type={Working Papers},
  url={https://www.cepii.fr/CEPII/en/publications/wp/abstract.asp?NoDoc=22},
  number={1995-01},
  
}